Accident
Accident Elite provides options of supplemental coverage for costs associated with accidental injury and death and options of choosing coverage to fit individual needs. The policy consists of a base policy with a choice of riders. The policy is only available on a payroll deduction basis and guaranteed renewable. Coverage is provided for accidents occurring both on and off-the-job.
| Accidental Death Benefit |
Pays an accidental death benefit for death caused by common carrier, while a fare paying passenger on a common carrier vehicle (excludes taxis and privately chartered vehicles) or other covered accidents.
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| Accidental Dismemberment Benefit |
Pays an accidental dismemberment benefit for dismemberment caused by a covered accident.
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| Other Benefits |
Hospital Admission
Hospital Confinement
Hospital Intensive Care Unit Confinement
Emergency Room Treatment
Follow-up Physician Visit
Physical Therapy
Appliance
Prosthetic Device/Artificial Limb
Transportation
Family Lodging
Burns
Tendon or ligament
Blood/Plasma/Platelets
Ambulance
Wellness Benefit
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| Accident Specific Injuries |
dislocations, eye injury, fractures, torn knee cartilage, ruptured disk, rotator cuff, internal injuries, concussion, emergency dental work, coma, paralysis and lacerations.
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Other optional riders are available.
Additional details will be provided upon request.
For more information on safety, accident prevention, and injury statistics, visit the National Safety Council.
DISCLAIMER: This is a brief description of the products offered by USAble Life. These descriptions are for informational purposes only. Products and provisions described may not be available in all states. Specific provisions may vary by state. The policy contains a complete description of benefits, provisions, limitations and exclusions. In the event of a conflict between this description and the policy, the policy will prevail.