CancerCare Elite provides supplemental coverage when certain losses occur as a result of cancer or a covered specified disease. CancerCare Elite pays directly to the insured, regardless of other coverage. Coverage is available to employees and their families, with a choice of Plan I, Plan II, or Plan III.
| Eligibility |
Ages 18 to 64.
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| Guaranteed Renewable |
Guaranteed renewable for your lifetime.
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| Inpatient Benefits |
Plan I $100 daily - first 60 days; $200 each subsequent day.
Plan II $250 daily - first 60 days; $500 each subsequent day.
Plan III $300 daily - first 60 days; $600 each subsequent day.
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| Inpatient or Outpatient Radiation Chemotherapy and Blood and Plasma |
Plan I $5,000 maximum per calendar year.
Plan II $10,000 maximum per calendar year.
Plan III $15,000 maximum per calendar year.
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| Inpatient or Outpatient Surgery and Anesthesia |
Plan I $1,000 maximum per operation.
Plan II $2,000 maximum per operation.
Plan III $4,000 maximum per operation.
Anesthesia pays 30% of the amount payable under the surgical benefit.
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| Other Benefits |
Important: Amounts payable and durations vary by benefit and are stated in the policy. At home recovery benefit
Specified disease benefit
Waiver of premium benefit
In-hospital physician visits
In-hospital private duty nursing
Home health care services
Prosthesis
Ambulance
Family lodging and transportation
Patient transportation (common carrier or personal auto)
Diagnostic tests that lead to positive diagnosis of cancer
Annual physical after receiving a positive diagnosis of cancer
Second surgical opinion
National Cancer Institute Consultation
New or experimental cancer treatment
Extended care facility
Hospice care
Government or charity hospital
Inpatient drugs and medicines
Medical supplies and equipment
Child’s private tutoring
Alopecia
Physical, speech, hearing, and occupational therapy
Bone marrow transplant
Stem Cell transplant Wellness Benefit – pays up to $75 per calendar year for the following screening tests:
• Mammography
• Thermography
• Colonoscopy
• Hemocult Stool Analysis
• PSA (blood test for prostate cancer)
• CA125 (blood test for ovarian cancer)
• CEA (blood test for colon cancer)
• Pap Smear
• Flexible Sigmoidoscopy
• Chest X-Ray
• Any diagnostic procedure which can lead to the positive diagnosis of cancer. |
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| Cancer Diagnosis |
Pays on first diagnosis of internal cancer. Options available are: $1,000, $2,000, $3,000, $4,000 and $5,000. Insured family members qualify for 100% of the benefit.
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| Hospital Intensive Care |
Pays daily benefit when injuries or accident results in confinement in a Coronary Care or Intensive Care Unit. Daily benefit options available are: $200, $400 and $600.
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| Cancer Disability |
Pays monthly income elected up to one year if disabled as result of internal cancer. Family coverage may also selected if the spouse actively works at least 20 hours per week. Children are not eligible. Rider terminates at insured’s age 65. Monthly benefit options are: $250 and $500.
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For more information on cancer prevention and early detection, research, and statistics, visit the American Cancer Society.
DISCLAIMER: This is a brief description of the products offered by USAble Life. These descriptions are for informational purposes only. Products and provisions described may not be available in all states. Specific provisions may vary by state. The policy contains a complete description of benefits, provisions, limitations and exclusions. In the event of a conflict between this description and the policy, the policy will prevail.