CriticalCare Elite

USAble Life’s CriticalCare Elite policy provides for a lump sum payment upon first diagnosis of a covered “critical illness.” Payment is made directly to the insured. Coverage is available to employees and their families.

Benefit After Age 75: Face Amount reduces 50% on the policy anniversary following age 75.

Benefits are each payable only once per covered person. If one or more of these benefits are paid, the remaining amount payable will be the original face amount reduced by all prior benefit payments. On the policy anniversary following attainment of age 75, the face amount of all benefits will be restated as 50% of the remaining amount payable. The covered person’s coverage terminates when 100% of the face amount has been paid, unless the Recurrent Benefit Rider is attached.

Additional details will be provided upon request.

For more information on cancer prevention and early detection, research, and statistics, visit the American Cancer Society. 

For more information about cardiovascular diseases, visit the American Heart Association.

DISCLAIMER: This is a brief description of the products offered by USAble Life. These descriptions are for informational purposes only. Products and provisions described may not be available in all states. Specific provisions may vary by state. The policy contains a complete description of benefits, provisions, limitations and exclusions. In the event of a conflict between this description and the policy, the policy will prevail.