Critical Illness Insurance complements an employee’s medical and disability income coverage, and can ease the financial impact of a critical illness by providing a lump-sum benefit to help you pay some of your additional expenses.

The Critical Illness policy pays a lump sum payment to insured individuals upon the diagnosis of a covered critical illness, which may include cancer, heart attack, stroke, end stage renal disease and more. Coverage is available to eligible family members as well.

1. Center for Disease Control and Prevention, 2007
2. American Heath Association, Heart and Stroke Statistical Update, 2009