A group of employees invites visitors to learn more about USAble Life.

USAble Life

USAble Life

True to our heritage

For almost 40 years, USAble Life has provided ancillary benefits alongside some of the nation’s largest health insurers. Our unique heritage guides everything we do — from the extraordinary care we give our customers to the alignment of products, sales and enrollment capabilities, and joint client management.

Unparalleled ancillary focus

At USAble Life, we are focused on a single set of products in the ancillary insurance space. Our offerings are provided through our health insurance distribution partners. With decades of experience in this market, we are at the forefront of product design and deeply understand our customer needs.

Flexible, benefit-rich products

Our extensive portfolio of Life, Disability, and Supplemental products insures over one million people and supplements the health benefits of over 27,000 groups. Our products include Short Term and Long Term Disability, Accidental Death & Dismemberment, Accident, Critical Illness, and Hospital – all of which we provide on a group or voluntary basis.

USAble Life’s customers include small, midsize, and large groups, including numerous school groups, municipalities, some of the nation’s largest health systems, and one of the fastest-growing national retailers. USAble Life is licensed to sell in 49 states and the District of Columbia.

Consistently high service delivery

The exceptionally high-quality service for which we are known is an outcome of the value we place on our teammates. We invest in experienced service professionals who partner with brokers and groups from enrollment strategy to day-to-day policyholder support.

Our customer care, membership, and enrollment teams are known for their efficiency and ability to over deliver for customers. We offer highly customizable, user-friendly enrollment solutions and maintenance tools that significantly reduce administrative workload.

We’re financially strong

USAble Life maintains an “A” (excellent) rating by A.M. Best and is an eight-year Ward’s Top 50 Life-Health Performer. USAble Life is the 20th largest life insurer in the United States.

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