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Consumer Accident Insurance

When accidents happen and expenses accumulate, USAble Life’s Accident Insurance can help you recover financially by providing cash to cover medical and nonmedical expenses. Benefits are paid directly to you in addition to what medical insurance pays and can be used for out-of-pocket expenses such as copays, deductibles, and treatment.

Multiple Plan Options

With flexible plan options at varying levels of coverage, we let you build the plan that works for you and that includes benefits for:

  • Emergency treatment
  • Hospitalization
  • Dislocations and fractures
  • Lacerations
  • Burns
  • Rehabilitation
  • 24-hour coverage or off-the-job coverage
  • Accidental death & dismemberment
  • And much more

Family Coverage

Cover yourself, your spouse, and your children at affordable monthly rates

Guaranteed for Life

  • Lock in affordable rates based on your age when you purchase the policy and your rates won’t increase due to age
  • Your policy is guaranteed renewable year after year as long as your monthly premiums are paid on time

With rising out-of-pocket medical costs, it’s smart to have a USAble Life Accident plan to protect your savings!

Resources

This is a brief description of USAble Life’s Accident plan coverage for individuals. This is not an insurance policy. Limitations and exclusions may apply. Some benefits and options are not available in all states. For cost and complete details of the coverage, call or write your insurance agent or USAble Life.